Credit Report Self-Defense KitErrors on your report?
Errors on your report?
Dispute them the right way.
Build your Credit Dispute Kit in under a minute — the exact attorney-style letters and steps to pull your reports, dispute the errors with the bureaus and the companies that reported them, and escalate when they stall.
$0 today · then $50/mo · cancel anytime
- 7 ready-to-send documents
- Built on the Fair Credit Reporting Act (FCRA)
Dispute it in writing.
The Credit Dispute Self-Defense Kit
One kit for the whole dispute
The bureau dispute is one step. The kit covers every step, from requesting your full file to disputing with the bureau and the company that reported it, and following up when they verify it.
Before you dispute
See exactly what they report.
File Disclosure Request
Ask each bureau for your full file, so you see every line they report.
Dispute the error
Write to the bureau and the source.
Credit Bureau Dispute Letter
Dispute an inaccurate item in writing with the bureau that reports it.
Furnisher Direct Dispute Letter
Dispute it directly with the lender or collector that reported it.
If marked verified
Ask how they checked.
Method-of-Verification Follow-Up Letter
Marked verified but still wrong? Ask in writing how they checked it.
At every step
Send it right, keep the record.
How to Send It
How to mail each letter so you have proof it arrived.
Know Your Rights (FCRA)
What the Fair Credit Reporting Act asks of bureaus and the companies reporting.
Your Step-by-Step Checklist
Track what you sent, when, and what came back.
The whole kit, plus the full library below: $50/mo, cancel anytime.
Included with the membership
Plus every document in the ConsumerShield library
100+documents
Worth over $5,400 if bought one at a time
A credit report is one part of a household's paperwork. The membership opens the whole library, for your money, your family, your work and your property.
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Limited Power of Attorney
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Durable Power of Attorney
Let someone you trust handle your finances if you can't.
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- Business · 56
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- A lawyer, per hour
- $349
- The whole library
- $50/mo
$0 today, card required · trial of 2 days · then $50/mo · cancel anytime
Average U.S. lawyer hourly rate, Clio Legal Trends Report 2025. Not a quote for your matter, and ConsumerShield is not a law firm.
You fill in the details for your own report and send each letter yourself. ConsumerShield is not a law firm and does not contact the bureaus or anyone else for you.
Stop letting an error drag your score down.
The bureaus count on you never disputing. Your kit gives you the exact letters and steps to pull your reports, challenge every error, and hold them to the deadline — today.