Debt-Collector Defense Kit

Collectors calling?
Make them prove it.

Build your Debt Defense Kit in under a minute — the exact attorney-style letters and steps to stop unfair collectors and protect your rights under federal law.

Build my kitFree to build · ~60 seconds

7 ready-to-send documents
Based on federal law (FDCPA)

Know every protection the law gives you.

The Fair Debt Collection Practices Act gives you real power over collectors. Your kit puts it to work.

Make them validate the debtStop the phone callsNo contact at workNo harassment or threatsDispute a wrong amountChallenge a debt that isn't yoursCheck the statute of limitationsForce a credit-report investigationUp to $1,000 in damages

We turn confusing collector calls into a clear, send-today plan.

Built on the federal law collectors hope you never read.

FDCPA §1692gCertified mailWritten record30-day windowCease contactStatute of limitations

You have more power than they want you to think.

Answer a few quick questions and your kit assembles the exact steps for your situation.

Make them prove it

Send the validation request that forces collectors to show the debt is really yours — before you pay a cent.

Dispute the debt

Wrong amount, already paid, or not yours? Formally dispute it in writing and protect your credit.

Stop the calls

A cease-communication letter that legally makes the contact stop — calls, texts, and contact at work.

Know your rights

Exactly what collectors can't do — and what to do the moment they cross the line.

Build my kit

You're not alone — and you're not powerless.

Thousands of people use these exact FDCPA tools to push back on unfair collectors every year. Now it's your turn.

What your kit can do for you

Make them prove the debt is yours
Stop the calls, texts, and contact at work
Up to $1,000 in damages if they broke the law
A clean paper trail, ready to send by certified mail

Stop overpaying for a letter
you can send yourself.

Lawyers charge hundreds for the same letters. Your kit gives you the attorney-style templates and the exact steps to use them — today.