Billed wrong?
Don't pay until you audit it.
Build your Medical Bill Kit in under a minute — the exact attorney-style letters and steps to catch billing errors, fight surprise charges, and pay only what you actually owe.
- 8 ready-to-send documents
- Based on the No Surprises Act & IRS 501(r)
Check the bill first.
The Medical Bill Self-Defense Kit
One kit for the whole medical bill
The itemized-bill request is one step. The kit covers every step, from seeing every charge to disputing errors and surprise bills, and asking about financial assistance or a payment plan.
When the bill arrives
See every charge first.
Itemized-Bill Request
Ask for a line-by-line bill, so you can check every charge before paying.
If it's wrong
Dispute errors and surprise charges.
Billing-Error / Overcharge Dispute Letter
Duplicate or wrong charges? Dispute them in writing with the provider.
No Surprises Act Balance-Billing Dispute
A surprise out-of-network bill? Dispute it under the No Surprises Act.
Good-Faith-Estimate Dispute
Uninsured or self-pay, and billed above your estimate? Dispute it in writing.
Hard to pay
Ask for help in writing.
Charity-Care / Financial-Assistance Request
Ask the hospital to review you for its financial-assistance program.
Discount & Payment-Plan Request Letter
Ask for a self-pay discount or a payment plan you can manage.
At every step
Send it right, keep the record.
How to Use It + Know Your Rights
Which letter to send when, and the federal rules behind each one.
Your Step-by-Step Checklist
Track what you sent, when, and what came back.
The whole kit, plus the full library below: $50/mo, cancel anytime.
Included with the membership
Plus every document in the ConsumerShield library
100+documents
Worth over $5,300 if bought one at a time
A medical bill is rarely the only paperwork a health scare brings. The membership opens the whole library, for your health care, your family, your work and your money.
What patients use next
Debt Collector Cease & Desist
Medical bill passed to a collector? Tell the collector in writing to stop contacting you.
Medical Power of Attorney
Choose who makes health-care decisions for you if you can't.
Accident & Incident Report
Hurt in an accident? Record what happened while it's fresh.
Durable Power of Attorney
Let someone you trust handle bills and accounts if you can't.
Health / Stress Resignation Letter
Leaving a job because of your health? Resign in writing, on your terms.
Springing Power of Attorney
Want someone to step in only once a doctor confirms you can't decide?
- Business · 55
- Consumer · 20
- Employment · 17
- Family · 9
- Driving · 5
- A lawyer, per hour
- $349
- The whole library
- $50/mo
$0 today, card required · trial of 2 days · then $50/mo · cancel anytime
Average U.S. lawyer hourly rate, Clio Legal Trends Report 2025. Not a quote for your matter, and ConsumerShield is not a law firm.
You fill in the details for your own bill and send each letter yourself. ConsumerShield is not a law firm and does not contact providers, insurers or collectors for you.
Stop paying a bill you haven't checked.
Hospitals count on you paying without looking. Your kit gives you the exact letters and steps to audit it, dispute it, and pay only what's owed — today.