How To Become A Section 8 Landlord (2026)

How the Section 8 Voucher Program Works

Some people think being a Section 8 landlord means you collect less rent than a unit is worth. That’s not the case. Tenants pay landlords a portion of rent based on their income. The local Public Housing Authority (PHA) pays the rest.

Pros and Cons of Becoming a Section 8 Landlord

Here are a few advantages to consider:

• You’ll receive the majority of the rent payment from the government each month.
• Most Section 8 tenants tend to stay in their units for multiple years.
• Because of high demand, you probably won’t struggle with vacancies.

However, there are a few cons to weigh as well:

• Dealing with the start-up process can be tedious and time-consuming.
• Rent is limited by Fair Market Rents (FMR) guidelines.
• Rentals must be able to pass ongoing inspections.

Before you decide, it can help to understand the process.

Register With Your Local Housing Authority

Start by getting in touch with your local Public Housing Authority (PHA). Each PHA sets its own requirements. The U.S. Department of Housing and Urban Development (HUD) has an online database where you can find your PHA.

Prepare Your Unit to Pass the HQS Inspection

In addition to being familiar with landlord-tenant law in your area, you’ll also need to make sure your unit can pass the PHA’s Housing Quality Standards (HQS) inspection. If your property is in good repair and up to code, it shouldn't be difficult to pass.

Find, Screen and Approve a Voucher Tenant

If you’re wondering how to find tenants, the good news is that you may not need to advertise. Section 8 housing is usually in high demand, and PHAs provide would-be tenants with lists of available rentals.

Once you choose a tenant, you’ll send a Request for Tenancy Approval (RFTA) form to the PHA. The PHA must do an inspection before your tenant moves in.

Get Your Rent Approved by the PHA

PHAs use Fair Market Rents (FMR) standards to determine what rent rate is reasonable, but you have room to negotiate. Before negotiating, check the HUD database to find FMRs in your area.

Sign the HAP Contract and Collect Rent

The last step is the simplest. Once you’ve agreed on rent, you just need to sign your Housing Assistance Payments (HAP) contract and start collecting rent. Your PHA should send its portion of the rent to you by direct deposit, and each tenant will pay their portion to you themselves.

Is Being a Section 8 Landlord for You?

It takes some legwork to get set up as a Section 8 landlord. However, once you’re established, you’ll have the security that comes with knowing you’re getting a guaranteed payment each month while providing a valuable service for the community.