What Is Temporary Disability In New Jersey? (2026)

Who Qualifies for NJ Temporary Disability?

Those who typically qualify for temporary disability in New Jersey are workers who have non-work-related injuries or illnesses that prevent them from working while they heal. Qualifying conditions include:

• Physical and mental health illnesses
• Pregnancy and childbirth
• Organ or bone marrow donation procedures

To be eligible, you must have worked for at least 20 calendar weeks in New Jersey at a job that paid at least $168 per week. You must be currently employed or have been unemployed for no more than 14 days before applying.

How TDI Differs From Workers' Comp

Temporary disability covers non-work-related illnesses and injuries. Workers’ compensation, however, addresses work-related harm. This compensation covers your wages and your medical expenses.

Weekly Benefit Amount and How It's Calculated

To determine the amount you receive, you’ll need to calculate your average weekly pay. This is done by dividing your base year’s earnings by the number of base weeks you worked. Base weeks refer to work weeks in which you earned enough to qualify for temporary disability.

You will usually be paid 85% of your average weekly rate, up to the maximum allowed that year. In 2026, for example, the maximum weekly benefit rate is $1,119.

How Long Benefits Last

You can get benefits for up to 26 weeks. If you are able to return to work before those weeks pass, then the benefits will end upon your return. For claims related to pregnancy and childbirth, doctors generally give you eight to 12 weeks.

How to File a Claim

You can file the claim online, by fax or through the mail. You’ll need a certificate from your doctor that clearly states why you can’t work and how long you will need to heal. Once you complete the form, you’ll get an ID to give to your medical provider. They’ll use it to file the claim.

Reasons a Claim May Be Denied

Your claim may be denied if you have insufficient base weeks or if you don’t provide enough documentation regarding your condition. You could be denied if you’re not under active medical care or if you purposefully injured yourself, too.

Appealing a Denied Decision

Just as you would turn to a personal injury lawyer when filing personal injury claims & lawsuits in New Jersey, you should consult an attorney to appeal a denied claim. You will need to file the appeal within 21 days of receiving the denial. You can file online, by mail or by fax.

Need Help Filing a Temporary Disability Claim?

ConsumerShield can connect you with experienced attorneys in your area who can assist you in filing a temporary disability claim. Contact us for a free case review to get started today.