Workers' Comp Settlement Body Part Prices: Charts (2025)

Body Parts Payout Workers Comp Settlement Chart: Highest Costs

Injuries to the head, neck, and legs have some of the highest workers' comp settlement costs. Head injuries are at the top of how much does workers comp pay due to the expensive medical treatment needed for brain-related issues with average medical costs of $60,200 and indemnity costs of $31,700. Neck injuries also bring high costs with an average medical expense of $35,700, as they can affect mobility and may require long-term care. Leg injuries average $37,400 for medical costs and $22,600 in indemnity, especially if they limit mobility and prevent certain types of work. These injuries lead to higher settlements because of their severity and the extensive treatment required.

Moderate Settlement Costs: Hip, Back, and Arm Injuries

The next level of body parts payout workers comp settlement chart includes injuries to the hips, back, and arms. Hip and thigh injuries have average medical costs of $36,700 and indemnity costs of $25,400 due to their impact on movement, leading to moderate settlements. Lower and upper back injuries also fall in the mid-range with cost around $18,100 in medical expenses and $22,300 in indemnity, as they are common in physically demanding jobs involving heavy lifting. Arm and shoulder injuries add up too, as they are important for both physical and desk jobs. These injuries often result in moderate settlements averaging $26,700 in medical costs and $25,100 in indemnity since they affect a worker’s ability to perform many types of tasks.

Lower Settlement Costs: Ankle and Face Injuries

Injuries to the ankle, and face usually have lower work injury compensation than injuries to the head or back. For example, ankle injuries cost around $16,900 in medical bills, while face injuries have medical costs of around $18,300 and an indemnity of $16,300. Although these injuries can be serious, they often do not limit mobility or prevent a person from returning to work in the same way as head or spine injuries.

Lowest Settlement Costs: Chest, Feet and Hand Injuries

The lowest average workers' comp settlement costs are for injuries to the chest, feet and hands. Chest injuries average $14,500 in medical costs and $13,500 in indemnity, while foot and toe injuries cost about $15,400. Hand and finger injuries are similar, with medical costs around $14,800. These types of injuries are generally less expensive because they are less likely to stop someone from working completely.

How Much Does Workers Comp Pay for Specific Cause of Injury

Workers' compensation costs differ widely based on the injury type. Motor-vehicle accidents are often the most expensive with an average of $50,400 in medical costs and $40,500 in indemnity because they need a lot of treatment and recovery time. Burns and falls also have high costs, while injuries like getting caught in machinery or being hit by objects are slightly lower. Minor injuries, such as cuts and scrapes, usually cost less with an average of $14,200 in medical costs and $10,700 in indemnity. Overall, the type of injury has a big effect on compensation due to the different levels of treatment and recovery needed.

Conclusion

Workers' comp settlement body part prices vary based on the severity of the injury and how it affects a worker's ability to work. Injuries to the head, neck, and legs typically result in higher payouts, while injuries to the chest, face, and limbs tend to cost less. Understanding these averages helps both workers and employers prepare for the financial impact of workplace injuries.