6 Common Types Of Waiver And Release To Know (2026)

Understanding Waivers vs. Releases

Many people don’t realize that the words “waiver” and “release” mean slightly different things. A waiver involves surrendering a right to sue before an activity. On the other hand, release is an agreement not to pursue a claim or to stop pursuing one.

Businesses and organizations often combine both into a single “waiver and release” form to better protect themselves.

Types of Waiver and Release Agreements and How to Create Them

These are some common waiver and release forms:

General Release of Liability

This is a broad-spectrum contract where one party agrees not to sue the other for damages. Usually, signing the release is a requirement to participate in a potentially hazardous activity, like horseback riding or skydiving. You can create a general release of liability in just a few minutes.

Activity Waiver and Release

This type of waiver and release is geared toward a specific, organized activity. If you oversee a sports league or youth program, you might decide to create an activity waiver and release.

Mutual Release of Liability

In many waiver and release forms, one party agrees not to sue the other. But what if both parties have potential legal claims? When you create and sign a mutual release of liability, two different parties agree not to sue one another over a specific disagreement or dispute.

Photo Release Form

This form is narrower in scope than many other options. If you’re an event photographer and want to use participants’ photos in ad campaigns or other projects, you should create a photo release form that allows you to use the images.

Lien Waiver

Until a property owner pays for the work done, a contractor has the right to place a lien on a given property. Once payment has been received, the contractor issues a lien waiver giving up this right. Creating a comprehensive lien waiver online may help protect your business from unnecessary losses.

Deed of Reconveyance

Once a borrower has completely paid off a mortgage, their lender will create a deed of reconveyance. This is a new property deed showing that the title is free and clear. It releases any claim the lender had on the property.

Why the Right Form Matters

There are several types of waiver and release agreements, and if you want to protect yourself and your business, choosing the right one is essential. Don’t hesitate to contact a lawyer if you have questions.